What we do
At Thera, we provide financial planning with a purpose. Together we will build your own bespoke financial plan and help you stick to it. We give you full clarity over your financial future. We organise your finances, manage your investments, minimise taxation and free up time. We protect what's important to you and your family. We help you achieve your goals and craft your legacy. We are right beside you for all your big financial decisions.
Helping you plan your financial independence
We all have passions, we all have our aspirations. Escaping the rat race, volunteering, working on our own terms, mastering new skills and knowledge, travelling the world, nurturing our relationships, having more time with our loved ones, making work optional. As your financial planning partner, we are here to ensure that you are able to cross the financial finish line and have the confidence to know that you can truly live the life you want.
What our clients say
Philip helped me make my investments ethical when I realised that was something I really wanted. He has given me shrewd investment advice, but also encouraged me to enjoy my money. He helped me enormously through my divorce, from filling in the financial disclosure documents to organising a vital loan for me to help me pay the lump sum and keep my house. He's been absolutely brilliant, always going above and beyond.
Philip has helped us to come up with a financial plan to retire earlier than originally planned.
I had never been interested in financial planning before, nor had I ever had much in the way of capital that needed looking after. Philip was rigorous and helpful throughout, and very good at explaining things that I had never needed to think about before.
Philip provided a comprehensive life plan, along with advice in specific areas we requested. He also helped to consolidate and reinvest our pensions and savings. His service has been clear and professional.
Philip has really sorted out my anxiety about my finances, advising me on sensible, ethical investments that fit with my requirements. He's experienced, calm, kind and really takes care to emphasise that he's in this for the long term. He is always around to reassess priorities and to react to changing circumstances. Philip really cares about the peace of mind, wellbeing, and – of course – financial returns of his clients.
Philip encouraged me to think about my big financial goals . He created a financial plan for my life and advised me on how to protect the plan.
Philip helped me to get my thoughts in order, looked at my current pensions, investments, assets and commitments and mapped our very clearly how best, in financial terms, to prepare for the years ahead. He even made me realise I could retire a number of years earlier if I wanted too and that the financial plans I had in my head for the next 10 years or so didn't really make financial sense and proposed a much better plan for my current investments. Turns out I'm not as smart as I thought I was.
We feel like we're in safe hands and have made the right decisions with Philip's guidance.
Philip has given valuable advice on pensions, financial planning and above all reassurance.
Read what our clients have written about us on VouchedFor, the UK’s leading customer review site for financial planners, solicitors, accountants and mortgage advisers.
We're delighted that ValidPath has again been recognised in the FTAdviser’s Top 100 Financial Adviser list for 2023. Thera Wealth Management as a member of the ValidPath network is proud that this achievement recognises our commitment to providing best-practice and independent financial advice for our clients.
Discover the benefits of working with us if:
You are a professional accumulating wealth
Learn how to build, maintain and protect your wealth as your career develops, and create a plan for the future you want.Find out more
Gold standard excellence
At Thera Wealth Management, we pride ourselves on our client-first approach, offering the highest levels of technical competence and personalised care. As a Certified Financial Planner™, and Chartered Wealth Manager, Philip Dragoumis is an accomplished financial planner able to draw on indispensable expertise from across the financial services sector. Which means you gain peace of mind that your financial future is in safe hands.
Get to know us better and how we can help.
A chance for us to understand your finances and life goals.
Time for us to analyse all the options available to you.
We build our recommendations into a financial-life plan.
If you choose to proceed, we take care of all the legwork.
Track and Refine
With an ongoing relationship, we can keep you on track.
How to achieve high tax equivalent risk free returns using government bonds.