News & Articles
Our library of blog articles is a free resource we provide to help our clients and prospective clients understand their finances better. If you have any specific questions about planning your wealth to achieve your goals, then please contact us.
01 Apr 2025
Why Property’s a problem
On paper—or rather, on bricks and mortar—buying property in the UK has to be a no-brainer way of gaining an asset that will always appreciate in value, and which offers you the most passive income of all: apart from an occasional steam clean of a carpet or two that’s witnessed… Read More
01 Apr 2025
5 Sneaky Tax Drains (and How to Plug Them Before They Sink Your Wealth)
Let’s be honest — staying on top of your tax situation is about as exciting as reading the terms and conditions on a parking meter. But not staying on top of it? That’s how wealth starts quietly slipping through the cracks. And here’s the kicker: most of it happens without… Read More
02 Mar 2025
5 things to do before tax year end- It’s not rocket science
When it comes to managing your money, it’s easy to be overwhelmed by the numbers. If we’re honest, even though we absolutely know it could save us some money, many of us can’t find the time or the motivation to wade through GOV.UK’s many fun pages of tax rules. Read More
04 Feb 2025
A Pragmatic Guide To Estate Planning
It’s really this simple; do nothing, and the Crown decides what to spend 40% of all you’ve left behind. If that’s what you want, love your patriotism, but just make sure that really is what you want Bill Gates has just told the BBC he’s given… Read More
03 Jan 2025
New Year, New You! – The Seven Financial questions your IFA can help you answer
Now’s the best time in the cycle of the Year to get your finances sorted. And it may be the best Resolution you make It’s that time again. You went a bit mad on the credit card being Santa pre the 25th, you ate your body weight in… Read More
02 Jan 2025
A Year in the Markets- Review of 2024
2024 was another strong year for equities. The FTSE All World Index closed the year up 19.9%. This masked though some large regional differences as you can see from JP Morgan’s Guide to the Markets. The US S&P 500 closed up 27.3% (in GBP),… Read More
03 Dec 2024
Don’t let the pension investment curb leave a sour taste in your mouth
Since 2016, high earners have had to accept what can seem like a draconian block on how much they can put into their SIPP. But there may be a nice little trick that could sweeten the medicine here Say you’re a high-ranking professional in the tech sector, in finance, or… Read More
01 Nov 2024
Finally…. What now? How to mitigate the budget tax burden
It’s all done and dusted. The ink is dry. After about 900 different rumours from 300 different people the rumour phase is finally over. The most anticipated autumn budget in years has happened. The announcements have heralded the largest Budget tax rise since 1993. Labour’s commitments to hold income tax,… Read More
01 Oct 2024
Zen and the art of just being logical about life insurance!
In this article, no bereft spouses or tearful orphaned children were harmed by being used as commercial props to sell you insurance. In Ancient Greece, they came up with three ways of persuading a person to see the validity of an argument: appealing to your emotions (or pathos), if I… Read More
01 Oct 2024
Should we be doing anything before the October 30th budget?
Financial planning is based on forecasting future cashflows using reasoned and reasonable assumptions and making recommendations so that clients can achieve their goals. It is not based on complete guesswork. We can only advise on the rules and legislations that exist now. With this very large caveat however, are… Read More
27 Aug 2024
Don’t set FIRE To your life
Saving all your life and then dying before you get to enjoy retirement sucks. But so does scrimping all your 20s, 30s and 40s to get FIRE (Financially Independent Retire Early). For some clients, there’s a great third way Sometimes you read a headline that you both admire for being… Read More
24 Jul 2024
How to invest successfully
Investing your money can be a daunting prospect. You may have read about and be deterred by high fees, underperforming funds and opaque investment strategies, Or you may be attracted to the next big shiny exciting thing that everybody’s talking about (insert latest meme stock, cryptocurrency, loss making tech firm… Read More