Senior executives and professionals

As a hard-working senior professional, we know that you live your life with purpose. Our role is to ensure that your money supports your ambitions for life.

You’ve worked hard, built a successful career and accumulated significant wealth. Now the questions are becoming less about earning and more about what all that money allows you to do.

Do I have enough? When can I stop working? Could I retire at 55? How much can we afford to spend? What should I do with my company shares?

Most of our clients are senior executives and professionals in their 40s and 50s, often working in technology, finance and other multinational businesses. Typically, they have £1 million or more across pensions, ISAs, investments and company shares.

Their finances can be complicated. Multiple pensions, RSUs and ESPPs, concentrated company shares, tax, mortgages, school fees and decisions about how much to give their children all compete for attention.

We bring everything together into one financial plan, manage the investments and help you make the big decisions.

The aim is simple: to give you the confidence to know what you can afford to do, when work can become optional and how to make the most of the wealth you’ve buil

How we can help

Financial independence

Understand how much is enough and when you can afford to make work optional.

Retirement planning

Work out when you can retire, what you can afford to spend and how to turn your pensions and investments into an income.

Investments and Pensions

Bring everything together into a simple, low cost diversified investment strategy designed around your financial plan.

Family and Estate planning

Gain peace of mind that your loved ones will be taken care of when you are no longer here with an estate plan that incorporates your wishes and our know-how and tax planning expertise.

RSUs & Company Shares

Decide what to do with vested shares, RSUs and ESPPs, particularly when too much of your wealth has become tied to your employer.

Tax planning

Structure your pensions, ISAs and investments sensibly so you don't pay more tax than necessary.

What our clients say

Philip provided a comprehensive life plan, along with advice in specific areas we requested. He also helped to consolidate and reinvest our pensions and savings. His service has been clear and professional.

Laura

Philip has really sorted out my anxiety about my finances, advising me on sensible, ethical investments that fit with my requirements. He's experienced, calm, kind and really takes care to emphasise that he's in this for the long term. He is always around to reassess priorities and to react to changing circumstances. Philip really cares about the peace of mind, wellbeing, and – of course – financial returns of his clients.

Charlotte

Philip encouraged me to think about my big financial goals . He created a financial plan for my life and advised me on how to protect the plan.

Hannah

Philip helped me make my investments ethical when I realised that was something I really wanted. He has given me shrewd investment advice, but also encouraged me to enjoy my money. He helped me enormously through my divorce, from filling in the financial disclosure documents to organising a vital loan for me to help me pay the lump sum and keep my house. He's been absolutely brilliant, always going above and beyond.

Joshua

We feel like we're in safe hands and have made the right decisions with Philip's guidance.

Bernard

Philip has helped us to come up with a financial plan to retire earlier than originally planned.

Andrew

I had never been interested in financial planning before, nor had I ever had much in the way of capital that needed looking after. Philip was rigorous and helpful throughout, and very good at explaining things that I had never needed to think about before.

Matthew

Philip helped me to get my thoughts in order, looked at my current pensions, investments, assets and commitments and mapped our very clearly how best, in financial terms, to prepare for the years ahead. He even made me realise I could retire a number of years earlier if I wanted too and that the financial plans I had in my head for the next 10 years or so didn't really make financial sense and proposed a much better plan for my current investments. Turns out I'm not as smart as I thought I was.

Keith

Philip has given valuable advice on pensions, financial planning and above all reassurance.

Ian

From our first meeting, Philip gave me the impression that he was the person I could trust with the management of my affairs. He is knowledgeable and analytic, he listens, he understands, he explains and acts according to what the client wishes.

Tonia

Philip took great care to understand our personal circumstances, and our joint hopes for the future. He cut through the complexities of financial planning and made very practical recommendations which we have agreed to implement.

Stephen

The Financial Conduct Authority does not regulate Cashflow Planning.
The Financial Conduct Authority does not regulate some aspects of Trust, Tax and Estate Planning
Cover will cease on insurance products if premium payments are not maintained.

Top