I work with professionals, business owners and their families in London who come to me to help them make important financial decisions.
I have been in financial services for more than 25 years, originally advising institutions on their investments at HSBC investment bank and Merrill Lynch, but I have spent the last eight years advising individual clients and their families in the UK and abroad. I am a Certified Financial Planner and Chartered Wealth Manager which is the highest financial services qualification.
Most of my day-to-day time is spent meeting with clients, running through their financial plans and ensuring they are always on track to reach their goals. This involves also managing their investments efficiently, looking at ways to minimise tax and plan their estates, as well as protect them from any risks.
Philip in the spotlight
How do you like to spend your time outside of work?
My three young children – Mark, Marianna and Adrianna – keep me occupied most of the time. But I also love to go to rock concerts, musicals and I’m a keen scuba diver. I’m also an amateur electric guitar player and armchair-Arsenal fan.
Are there any personal achievements you are proud of?
I managed to survive all the grades of the white-water rapids under the Victoria Falls – possibly the most harrowing experience of my life!
What’s your favourite part of the world?
Santorini, Greece, otherwise known as Thera – my wife’s home. But also, London!
What one thing is guaranteed to make your day better?
A client saying how much I have helped them – there is no better feeling in the world.
What do you most enjoy helping clients with?
I love running through cashflow plans and helping clients to visualise their financial future.
Get to know us
We are a dedicated team, working hard to help our clients reach their goals and aspirations through considered financial planning. Meet the rest of the team here.
Director, Independent Financial Planner
Director, Practice Manager
What our clients say
Philip helped me make my investments ethical when I realised that was something I really wanted. He has given me shrewd investment advice, but also encouraged me to enjoy my money. He helped me enormously through my divorce, from filling in the financial disclosure documents to organising a vital loan for me to help me pay the lump sum and keep my house. He's been absolutely brilliant, always going above and beyond.
Philip has helped us to come up with a financial plan to retire earlier than originally planned.
I had never been interested in financial planning before, nor had I ever had much in the way of capital that needed looking after. Philip was rigorous and helpful throughout, and very good at explaining things that I had never needed to think about before.
Philip provided a comprehensive life plan, along with advice in specific areas we requested. He also helped to consolidate and reinvest our pensions and savings. His service has been clear and professional.
Philip has really sorted out my anxiety about my finances, advising me on sensible, ethical investments that fit with my requirements. He's experienced, calm, kind and really takes care to emphasise that he's in this for the long term. He is always around to reassess priorities and to react to changing circumstances. Philip really cares about the peace of mind, wellbeing, and – of course – financial returns of his clients.
Philip encouraged me to think about my big financial goals . He created a financial plan for my life and advised me on how to protect the plan.
Philip helped me to get my thoughts in order, looked at my current pensions, investments, assets and commitments and mapped our very clearly how best, in financial terms, to prepare for the years ahead. He even made me realise I could retire a number of years earlier if I wanted too and that the financial plans I had in my head for the next 10 years or so didn't really make financial sense and proposed a much better plan for my current investments. Turns out I'm not as smart as I thought I was.
We feel like we're in safe hands and have made the right decisions with Philip's guidance.
Philip has given valuable advice on pensions, financial planning and above all reassurance.
Read what our clients have written about us on VouchedFor, the UK’s leading customer review site for financial planners, solicitors, accountants and mortgage advisers.
We're delighted that ValidPath has again been recognised in the FTAdviser’s Top 100 Financial Adviser list for 2023. Thera Wealth Management as a member of the ValidPath network is proud that this achievement recognises our commitment to providing best-practice and independent financial advice for our clients.