RSUs and Company Shares
Financial planning for executives with RSUs, ESPPs and substantial company shareholdings. We help you decide what to sell, what to keep and how to use your shares to support the life you wan
Start with what matters to you
Your shares might help you retire earlier, repay your mortgage, fund your children’s education or give you more freedom over work. We start with those objectives, then bring your share awards together with your pensions, investments and family commitments to build a financial plan
Decide what to sell and what to keep
It can be difficult to sell shares in a business you believe in, particularly when you have helped build it. We help you assess how much to retain and develop a sale plan that reflects your cash needs, time horizon and ability to withstand a fall in value.
Manage your exposure to one company
Your salary, bonus and future share awards may already depend on your employer. Holding much of your wealth in the same business adds to that exposure. We help you understand the potential effect on your finances and build a more diversified portfolio where appropriate
Plan around vesting dates and tax
The headline value of an award is different from the amount you can spend or invest. We help you plan around vesting schedules, tax deductions, potential capital gains and company trading restrictions, considering pension contributions and available allowances where relevant.
Make work optional
Share awards can influence when you retire, take a career break or change employer. We help you assess what you can afford, distinguish shares you own from awards still subject to conditions, and understand how different choices could affect your long-term plans.