News & Articles
Our library of blog articles is a free resource we provide to help our clients and prospective clients understand their finances better. If you have any specific questions about planning your wealth to achieve your goals, then please contact us.
23 Jun 2022
26% of people say thinking about finances makes them anxious, as research highlights a link to mental health
More than a quarter of people feel anxious about money, according to research from the Money and Pension Service (MAPS). People that have recently experienced poor mental health are more likely to worry about finances, which in turn can further harm their wellbeing. The research highlights the… Read More
23 Jun 2022
52% of savers don’t understand the effects of inflation, and millions think they’ll be better off. Here’s why it can harm your savings
Inflation has been in the news for months now, as the rate increases. While you may notice the effects inflation has on the price of goods when you visit the supermarket, it can be more difficult to understand how and why it’ll affect things like your savings. More than half… Read More
23 Jun 2022
Two-thirds of retirees are planning a flexible retirement, but many don’t understand the potential tax implications
More retirees are planning to work in some way after they retire. While this flexibility can boost your income and help you strike a work-life balance that suits you, it can lead to some tax implications that you need to consider. According to a report from abrdn,… Read More
15 Jun 2022
Don’t fall in love with your stocks- a lesson from “The Staircase”
It’s 2001. A writer, Michael Peterson (played by Colin Firth) is convicted of murdering his wife Kathleen (Toni Collette), a high ranking executive at the troubled Canadian telecoms company Nortel which eventually went bankrupt. Their lives before her eventual death at the bottom of a staircase are told in a… Read More
19 May 2022
Taking stock – a quick guide to RSUs
Restricted Stock Units or RSUs for short are a popular way for some of the big listed firms such as Amazon, Google and Microsoft to incentivise their employees. Effectively they are a form of equity compensation. The employer promises to give you shares in their company at specific dates now… Read More
19 May 2022
The case for bonds: The water for our whisky
The case for bonds: The water for our whisky Bonds tend to get a bad press. Equities or stocks and shares get all the love and attention because they are more exciting and have attractive growth stories. Bonds are viewed as boring, low risk low return investments that are good… Read More
05 May 2022
7 important things you may overlook when you’re moving home
It’s often said that moving house is one of the most stressful experiences. So, it’s natural that some of the tasks you should tick off slip your mind. According to a study covered in Metro, more than half of homebuyers say the process is even more stressful… Read More
05 May 2022
The Platinum Jubilee: From shillings to contactless payments in 70 years
This summer the Queen will celebrate an incredible 70 years on the throne. Since her reign began in 1952, the world has changed a lot – who in the 1950s would’ve thought it’d be normal to carry a computer in your pocket that lets you make calls, access the internet,… Read More
05 May 2022
Misconceptions mean that 40% of homeowners don’t have life insurance
Do you have life insurance in place? A survey suggests that some homeowners are choosing not to take it out because of common misconceptions about how life insurance works. Life insurance would pay out a lump sum to beneficiaries if the policyholder passed away during the term. As a result,… Read More
05 May 2022
80% of over-55s don’t have a Lasting Power of Attorney in place. Overlooking this could place you in a vulnerable position
Do you have a Lasting Power of Attorney (LPA) in place? If you don’t, it could leave you in a vulnerable position if you’re unable to make decisions for yourself, such as after an accident or illness. Losing the mental capacity or ability to make decisions for yourself is something… Read More
05 May 2022
4 valuable pension lessons younger generations can learn from the regrets of the over-50s
Those nearing retirement have plenty of lessons to teach younger generations. A survey asking over-50s how they feel about their pension and retirement plans has highlighted some regrets workers could learn from. When you’re in your 20s, 30s and 40s, retirement can still seem like it’s a long way off… Read More
05 May 2022
Typical worker approaching retirement is 58% short of their pension goal. Are you saving enough?
Figures suggest that workers nearing retirement could find they’re facing a significant income shortfall later in life. Understanding how your pension savings will add up before you retire is crucial for creating long-term financial wellbeing. According to a report from the Social Market Foundation, people approaching retirement… Read More
