News & Articles
Our library of blog articles is a free resource we provide to help our clients and prospective clients understand their finances better. If you have any specific questions about planning your wealth to achieve your goals, then please contact us.
05 Dec 2022
After the risk of pensions collapsing made headlines, here’s how your retirement savings are protected
Recently, you may have read headlines about how pension funds were close to collapsing. Naturally, you may be worried about your retirement savings and what protection is in place. Read on to find out. In September, former chancellor Kwasi Kwarteng delivered a mini-Budget that included aggressive tax cuts. It led… Read More
16 Nov 2022
Investment market update: October 2022
Much of 2022 has been marked by investment volatility and economic uncertainty, and October was no different. According to the International Monetary Fund (IMF), there is a rising risk of a global recession. The organisation downgraded its global growth forecast for 2023 to 2.7%. It said financial instability was linked… Read More
16 Nov 2022
Rising costs mean a fifth of adult children are considering moving back home. How could it affect you financially?
The “boomerang” trend isn’t new, but the soaring cost of living means that far more adult children that have been living independently are considering moving back to their childhood homes. As a parent, it’s natural to want to lend a helping hand, but you may also have concerns about what… Read More
16 Nov 2022
State Pension triple lock: Pensioners set to benefit from a 10.1% rise
The State Pension is set to increase by a record amount under the triple lock due to high levels of inflation. If you’re claiming your State Pension, read on to find out what it means for your income. While there had been speculation that the triple lock would be suspended… Read More
16 Nov 2022
47% of retirees leave work earlier than expected, but just 31% say they could afford to
Retiring early is a dream for many. Whether you’re looking forward to putting your feet up or going on an adventure, it’s a huge milestone and it’s important to be financially prepared. Yet, research suggests that many people retiring earlier than expected don’t have their finances in order. According to… Read More
16 Nov 2022
The UK could face a “retirement savings crisis” as workers aren’t putting enough away
Figures suggest that many households aren’t saving enough to be financially secure in retirement. Calculating what income you’d need to reach retirement goals before the milestone could mean you’re in a better position to reach them. According to a report in PensionAge, only 43% of baby boomer… Read More
16 Nov 2022
Behavioural finance: 6 unexpected ways bias could affect your financial decisions
How much does bias affect your financial decisions? While you may try to make decisions based on facts, it can be much easier than you think to overlook when your decisions are being influenced by emotions or bias. Read on to discover six signs that bias could be affecting your… Read More
16 Oct 2022
10 simple ways to cut your carbon footprint and reduce your energy bills
Reducing your energy consumption can be a great way to cut your carbon footprint, lessening your personal impact on the environment and potentially helping to limit the devastating effects of climate change. As living costs and the price of energy are soaring, taking action to lessen your usage can also… Read More
16 Oct 2022
How to assess your affordability when taking out a mortgage
As house prices reach record highs, assessing affordability when you’re buying is more important than ever. It can help you search for properties within your budget and ensure your long-term finances are secure. Over the 12 months to August 2022, the average house price increased by 11.5%, according to the… Read More
16 Oct 2022
Living legacies are on the rise. Here’s what you need to know about them
More people are choosing to gift wealth during their lifetime rather than leaving assets as an inheritance. There are benefits to choosing a living legacy, but there are things you need to consider too, including your long-term financial security and the potential tax implications. According to an… Read More
16 Oct 2022
7 in 10 adults haven’t thought about later-life care. Here’s what you should do to create a care plan
Later-life care can be a difficult topic to discuss and create a plan for. However, setting out a care plan now means you can rest assured your wishes would be followed and ensure long-term security. If it is something you’ve not tackled yet, read on to find out what you… Read More
16 Oct 2022
Before you increase pension withdrawals as the cost of living rises, here’s what you need to consider
As the cost of living rises, you may be considering increasing how much you withdraw from your pension. While it could solve short-term challenges, it’s important that you think about how it could affect your future too. Several factors, including the war in Ukraine and the long-term effects of the… Read More
