News & Articles

Our library of blog articles is a free resource we provide to help our clients and prospective clients understand their finances better. If you have any specific questions about planning your wealth to achieve your goals, then please contact us.

16 Nov 2022

47% of retirees leave work earlier than expected, but just 31% say they could afford to

Retiring early is a dream for many. Whether you’re looking forward to putting your feet up or going on an adventure, it’s a huge milestone and it’s important to be financially prepared. Yet, research suggests that many people retiring earlier than expected don’t have their finances in order. According to… Read More

16 Nov 2022

The UK could face a “retirement savings crisis” as workers aren’t putting enough away

Figures suggest that many households aren’t saving enough to be financially secure in retirement. Calculating what income you’d need to reach retirement goals before the milestone could mean you’re in a better position to reach them. According to a report in PensionAge, only 43% of baby boomer… Read More

16 Nov 2022

Behavioural finance: 6 unexpected ways bias could affect your financial decisions

How much does bias affect your financial decisions? While you may try to make decisions based on facts, it can be much easier than you think to overlook when your decisions are being influenced by emotions or bias. Read on to discover six signs that bias could be affecting your… Read More

16 Oct 2022

10 simple ways to cut your carbon footprint and reduce your energy bills

Reducing your energy consumption can be a great way to cut your carbon footprint, lessening your personal impact on the environment and potentially helping to limit the devastating effects of climate change. As living costs and the price of energy are soaring, taking action to lessen your usage can also… Read More

16 Oct 2022

How to assess your affordability when taking out a mortgage

As house prices reach record highs, assessing affordability when you’re buying is more important than ever. It can help you search for properties within your budget and ensure your long-term finances are secure. Over the 12 months to August 2022, the average house price increased by 11.5%, according to the… Read More

16 Oct 2022

Living legacies are on the rise. Here’s what you need to know about them

More people are choosing to gift wealth during their lifetime rather than leaving assets as an inheritance. There are benefits to choosing a living legacy, but there are things you need to consider too, including your long-term financial security and the potential tax implications. According to an… Read More

16 Oct 2022

7 in 10 adults haven’t thought about later-life care. Here’s what you should do to create a care plan

Later-life care can be a difficult topic to discuss and create a plan for. However, setting out a care plan now means you can rest assured your wishes would be followed and ensure long-term security. If it is something you’ve not tackled yet, read on to find out what you… Read More

16 Oct 2022

Before you increase pension withdrawals as the cost of living rises, here’s what you need to consider

As the cost of living rises, you may be considering increasing how much you withdraw from your pension. While it could solve short-term challenges, it’s important that you think about how it could affect your future too. Several factors, including the war in Ukraine and the long-term effects of the… Read More

16 Oct 2022

Behavioural finance: The effect of psychology on investors

You should base financial decisions on logic and facts. But psychology can have a much larger effect than you think, and it can lead to you making decisions that aren’t right for you. Read on to find out more about what behavioural finance is and how it could affect you. Read More

20 Sep 2022

What proposed ultra-long mortgages would mean for your repayments

As property prices rise and families face pressure due to the cost of living crisis, the government is reportedly considering ultra-long mortgages. It’s well-known that house prices have soared in the last couple of decades. According to the Halifax House Price Index, the average house price is… Read More

20 Sep 2022

Do you think financial protection claims aren’t upheld? 98% were paid in 2021

If you think that insurers don’t pay out when people make claims, you’re far from alone. According to Scottish Widows, just 7% of people think that life cover claims pay out between 91% and 100% of the time. For critical illness claims, this figure falls dramatically to… Read More

20 Sep 2022

Market volatility can be attention-grabbing, but you should focus on these 3 areas instead

The last couple of years have been challenging for investors. Factors outside of your control are likely to have led to your portfolio experiencing volatility. However, while market performance often grabs news headlines and your attention, the short-term movements of your portfolio shouldn’t be your main focus. Market volatility characterised… Read More

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