News & Articles

Our library of blog articles is a free resource we provide to help our clients and prospective clients understand their finances better. If you have any specific questions about planning your wealth to achieve your goals, then please contact us.

16 Oct 2022

7 in 10 adults haven’t thought about later-life care. Here’s what you should do to create a care plan

Later-life care can be a difficult topic to discuss and create a plan for. However, setting out a care plan now means you can rest assured your wishes would be followed and ensure long-term security. If it is something you’ve not tackled yet, read on to find out what you… Read More

16 Oct 2022

Before you increase pension withdrawals as the cost of living rises, here’s what you need to consider

As the cost of living rises, you may be considering increasing how much you withdraw from your pension. While it could solve short-term challenges, it’s important that you think about how it could affect your future too. Several factors, including the war in Ukraine and the long-term effects of the… Read More

16 Oct 2022

Behavioural finance: The effect of psychology on investors

You should base financial decisions on logic and facts. But psychology can have a much larger effect than you think, and it can lead to you making decisions that aren’t right for you. Read on to find out more about what behavioural finance is and how it could affect you. Read More

20 Sep 2022

What proposed ultra-long mortgages would mean for your repayments

As property prices rise and families face pressure due to the cost of living crisis, the government is reportedly considering ultra-long mortgages. It’s well-known that house prices have soared in the last couple of decades. According to the Halifax House Price Index, the average house price is… Read More

20 Sep 2022

Do you think financial protection claims aren’t upheld? 98% were paid in 2021

If you think that insurers don’t pay out when people make claims, you’re far from alone. According to Scottish Widows, just 7% of people think that life cover claims pay out between 91% and 100% of the time. For critical illness claims, this figure falls dramatically to… Read More

20 Sep 2022

Market volatility can be attention-grabbing, but you should focus on these 3 areas instead

The last couple of years have been challenging for investors. Factors outside of your control are likely to have led to your portfolio experiencing volatility. However, while market performance often grabs news headlines and your attention, the short-term movements of your portfolio shouldn’t be your main focus. Market volatility characterised… Read More

20 Sep 2022

Cost of living crisis: Why you should review your budget and plans

The cost of living is rising. Reviewing your finances now is crucial for understanding what effect inflation could have on your lifestyle and long-term plans. Inflation was at an almost 40-year high. In the 12 months to August 2022, it was 9.9%. There are several factors contributing to rising inflation,… Read More

20 Sep 2022

Why saving your pension could reduce a potential Inheritance Tax bill

When you start thinking about how you’ll create an income in retirement, it’s probably your pension that comes to mind. Yet, if your estate could be liable for Inheritance Tax (IHT), it could make sense to use other assets first. IHT is paid after you pass away if the value… Read More

20 Sep 2022

1 in 3 savers worry they’ve “lost” a pension. Here’s how to track them down

It can be easier than you think to lose your retirement savings. In fact, estimates suggest thousands of savers have forgotten about pensions that could support their retirement goals. 31 October marks National Pension Tracing Day, so it’s the perfect time to review your savings and see if you could… Read More

17 Aug 2022

Mortgage lenders are told they can scrap affordability rules. Here’s why it’s still important to assess your budget

The Bank of England’s (BoE) decision to scrap some affordability tests for people taking out a mortgage could mean you’re able to borrow higher sums. However, it’s still crucial that you have confidence in your budget and don’t overextend yourself. From 1 August 2022, lenders won’t have… Read More

17 Aug 2022

7 essential money lessons your children need to know before they go to university

The day that you send your child or grandchild off to university can bring up mixed feelings. There’s pride and joy at their accomplishment, but also fear and worry as they venture out into the world on their own for the first time. There’s also the issue of their financial… Read More

17 Aug 2022

5 unexpected lessons you can learn about finances from Roald Dahl

Roald Dahl’s books are known for colourful characters, fantastic adventures, and simply being fun. As a child, they’re the perfect books for capturing your imagination. As an adult, you can even find some unexpected money lessons nestled among the talking creatures and magic. Here are five financial lessons you can… Read More

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