News & Articles
Our library of blog articles is a free resource we provide to help our clients and prospective clients understand their finances better. If you have any specific questions about planning your wealth to achieve your goals, then please contact us.
31 Jan 2024
Looking after number one – 10 weight loss tips for the New Year.
What good are our investments and our money if we are not healthy enough to enjoy eventually spending them? Why should we care about our tax efficient portfolio if we aren’t fit enough to partake in the experiences we have lined up for when we retire? It’s all about looking… Read More
16 Oct 2023
How to achieve high tax equivalent risk free returns using government bonds.
UK and global government bonds have had a rough ride of late. To be fair, it’s not often in history that central banks raise rates from 0% to 5.25% in the space of 18 months. The recent price falls however have exposed a specific tax driven investment opportunity. It’s worth… Read More
04 Oct 2023
Why you shouldn’t worry about falling house prices
Recent data has been crystal clear. The trend is undeniable. The Halifax House price index has fallen for five consecutive months. In August, prices decreased by 1.9% month on month while on an annual basis, prices have fallen 4.6%, which is the biggest annual decrease since the financial… Read More
23 Sep 2023
How to decide when nothing is certain
Because our clients are of the human variety, a lot of them want certainty in planning. They want to know that this decision will turn out right or that they will be able to achieve this or that goal. We think we are a good firm, but certainty unfortunately is… Read More
23 Sep 2023
Will the State Pension go up by 8% next year? Here’s what you need to know
The Financial Times in an article on the 7th of September wrote that the Treasury was preparing to increase the UK state pension by more than 8% in 2024/2025. This is on top of a 10.1% rise this year. This would mean that as of next year, the state pension… Read More
27 Jun 2023
How to survive the base rate rise
In the movie, The Day After Tomorrow, a massive climate shift means that the world starts to freeze. Survival for climatologist Jack Hall and his son, and humanity means that those living in the Northern Hemisphere have to head south to avoid freezing to death. The mission was simple –… Read More
09 May 2023
School fee planning: A comprehensive guide for parents
We all want the best for our children, and for many parents, this means paying for a private school education Download our comprehensive guide on school fee planning attached below. Find out – The one key action which will go a long way to ensure you are well prepared to… Read More
02 May 2023
10 reasons not to invest in property: A perspective shift for potential investors
It’s easy to understand the allure of real estate investment. Tangible assets, potential rental income, and long-term capital appreciation—what’s not to love? Well, as with any investment, there are downsides to be considered, and property is no exception. Here are ten reasons that may make you reconsider before… Read More
02 May 2023
How much is enough to retire comfortably? What’s your number?
Probably the most important question in all of personal finance, and one that we get asked constantly is: How much is enough to retire comfortably? Bloomberg did a global poll earlier this year and the average response was a number between 3… Read More
02 May 2023
Your guide to pension consolidation: The pros and cons you need to know
Do you have multiple pensions? In some cases, consolidating them could be beneficial. Pension consolidation is when you combine two or more pensions into a single pot. You may decide to do this as you approach retirement or during your working life for a variety of reasons. Download… Read More
21 Apr 2023
How much shall we leave to our children?
James Bond actor, Daniel Craig made the headlines a few years ago when he said that he doesn’t plan to have much money left to give to his children by the time he dies. “Isn’t there an old adage that if you die a rich person you’ve failed?” he said in an… Read More
12 Apr 2023
How safe is my money in the bank?
Amidst the recent news surrounding the high-profile setbacks at Silicon Valley Bank and Credit Suisse, you might find yourself wondering, “Is my money safe in the bank?” It is important to note that the banks in question faced some unique challenges, which currently do not appear to… Read More
